Free Loan Calculator — Estimate Payments Before You ApplyEstimate your monthly payment, total loan cost, and interest before you apply. Adjust amount and term to find what fits your budget.
Adjust sliders to estimate your loan cost
| Loan Amount | Est. APR | Type |
|---|---|---|
| $50–$500 | ~398% | Short-term |
| $501–$1,000 | ~250% | Short-term |
| $1,001–$3,000 | ~135% | Installment |
| $3,001–$5,000 | ~99% | Personal |
| $5,001–$5,000 | ~79% | Personal |
*APRs are estimates based on the lender's published rate ranges. Actual rates depend on your state, income, and credit profile.
Month-by-month breakdown of your estimated payments, showing how much goes to principal vs. interest.
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| Adjust the sliders above to see your schedule. | ||||
Our calculator uses the lender's estimated APR ranges by loan size to give you the most accurate preview of your costs. Here's what each figure means:
The amount you'll pay each month. Lower monthly payments mean longer terms — but more total interest.
The full amount you repay including all interest. Subtract the loan amount to see what borrowing actually costs you.
The true annual cost of borrowing including fees, not just the interest rate. Higher APR = more expensive loan.
