Disclaimer

Last Updated: June 1, 2026

1. General Information Only

The information provided on PandaLoanReview.com ("the Site") is for general informational and educational purposes only. Nothing on this Site constitutes financial, legal, or professional advice. Always consult a qualified financial advisor before making borrowing decisions.

2. Advertiser Disclosure

PandaLoanReview.com is an independent review website. We may receive compensation when you click on links to products or services featured on our Site. This includes affiliate commissions from lenders, lead generation fees, and referral payments.

This compensation may influence which products appear on our Site, how they are positioned, and in what order. However, it does not influence our editorial ratings, scores, or the factual content of our reviews. Our editorial team operates independently of our commercial relationships.

3. Not Affiliated with Panda Loan

PandaLoanReview.com is an independent review site. We are NOT affiliated with, endorsed by, or connected to PandaLoans.org, CashPandaLoans.com, or any lender reviewed on this Site. "Panda Loan" is used solely as a descriptive keyword to identify the lender being reviewed.

4. Rate & Term Accuracy

APR ranges, loan amounts, fees, and terms displayed on this Site are estimates based on publicly available information and may not reflect current lender offerings. Loan terms change frequently. Always visit the lender's official website for current, binding terms before applying.

5. No Guarantee of Approval

Nothing on this Site guarantees loan approval. Lending decisions are made solely by the lender based on your individual application, credit profile, income, state of residence, and other factors.

6. High-Cost Lending Warning

Short-term loans, tribal loans, payday loans, and cash advances carry very high APRs that can range from 79% to over 400%. These products are designed for short-term emergency use and may not be appropriate for all financial situations. Per guidance from the Consumer Financial Protection Bureau (CFPB), borrowers should exhaust lower-cost alternatives before using high-APR credit products.

7. Third-Party Links

This Site contains links to third-party websites including lenders, government agencies, and consumer resources. We are not responsible for the content, accuracy, or privacy practices of any linked third-party site.

8. Testimonials

Any testimonials or borrower experiences described on this Site represent individual results and may not be typical. Loan outcomes depend on individual circumstances and are not guaranteed.

9. Contact

Questions about this disclaimer may be directed to our editorial team via the About page.